Our CHC Calculators Help You to Understand Whether You Can Claim Back Care Home Fees or See if You Are Eligible
When a loved one dies in care, it’s understandable that the question of whether it’s possible to claim back care home fees crops up. Our CHC calculators can give you a clearer idea of funding eligibility. As well as helping you to determine whether you or a loved one would be eligible in advance.
To speak to a CHC expert call 0113 320 5000
If you or a loved one requires full-time care due to complex health needs, the cost can be staggering. Many families assume that care home fees are inevitable, shouldering the financial burden themselves. However, what if we told you that the NHS may be responsible for covering these costs? That’s where NHS Continuing Healthcare (CHC) funding comes in.
We understand that navigating the CHC process can be overwhelming, especially during an already stressful time. That’s why we’ve developed two simple but powerful CHC calculators to help you determine whether you or a family member might be eligible for funding. It can even help you to understand if you can claim back care home fees you’ve already paid.
Why NHS Continuing Healthcare Funding Matters
CHC funding is provided by the NHS to cover the full cost of care for individuals with significant, ongoing healthcare needs. Unlike local authority funding, CHC is not means-tested, meaning it’s based purely on health needs rather than income or savings. If someone qualifies for funding, the NHS covers all care home fees, potentially saving families thousands of pounds.
However, CHC funding is notoriously difficult to secure. Many people aren’t even aware that they might qualify. Those who do apply often find the process confusing and frustrating. That’s why our CHC calculators are so important. They provide a starting point, offering clarity on where you can save money and assets. Determining whether you can apply for CHC funding, or claim back care home fees can be a lifeline.
How Our CHC Calculators Work
We offer two innovative CHC calculators.
Current & Future CHC Calculator
If you’re considering applying for CHC funding for a loved one who is currently in care, or who you think will need care in the future, this tool helps you to ascertain whether they may qualify, and gives an indication of potential care fee savings.
Retrospective CHC Calculator
Many people don’t realise that they may be able to claim back care home fees that have already been paid, even after their loved one has sadly passed away. This calculator estimates how much could potentially be recovered, providing a crucial first step in the claim process.
Both CHC calculators are completely free to use and only take a few minutes to complete. By answering a few simple questions, users receive an indication of eligibility or potential care fee savings.
Why Estimates Matter and Why Expert Legal Advice is Crucial
It’s important to note that while our CHC calculators can provide valuable estimates, they don’t guarantee funding. The CHC process is notoriously complex and difficult. Eligibility is determined through detailed assessments conducted by the NHS. That’s where specialist legal support comes in.
We have extensive experience helping families secure the funding they deserve. Our experts understand the common pitfalls and legal nuances that can lead the NHS to deny legitimate claims. Whether you’re applying for CHC for the first time or challenging a funding refusal, expert guidance can make all the difference.
Why Legal Support is a Game-Changer when Navigating CHC Funding
Many families attempt to navigate the CHC process alone, only to be met with delays and confusing jargon. That’s why professional representation is so beneficial.
Understanding the Eligibility Criteria
CHC funding isn’t based on a diagnosis alone but on the nature, intensity, complexity, and unpredictability of care needs. Many families assume that conditions such as dementia or Parkinson’s automatically qualify someone for CHC, but the process is far more nuanced.
The assessment focuses on how a person’s needs impact their daily care, considering factors such as the skill needed to meet their needs and the need for sustained, ongoing care. Without the right guidance, critical aspects of someone’s care can be overlooked. We help ensure these factors are properly evidenced and presented.
Advocacy At Assessments
CHC assessments involve multi-disciplinary teams and can be highly subjective. Having an expert present ensures that your case is presented as strongly as possible.
These assessments often involve complex clinical and legal terminology, which can make it difficult for families to prove the level of care required. Decisions may be influenced by how evidence is presented or interpreted. Without professional representation, key details may be overlooked or downplayed. Our legal team ensures that your loved one's needs are accurately reflected, challenging any discrepancies or unfair conclusions that could impact the outcome.
Challenging Refusals
If funding is denied, families can appeal, but many don’t know where to begin. We guide clients through the appeal process,
The CHC appeals process is multi-layered. It involves resolution meetings and independent review panels. Each stage requires strong evidence and an understanding of NHS decision-making processes. Many families give up with claims due to the complexity. With expert legal support, the chances of success increase significantly. We will review the initial decision and build a compelling case to challenge unfair refusals.
Maximising Retrospective Claims
If your loved one paid for care when they were actually eligible for CHC, we can help claim back care home fees. In some cases, families have received significant refunds for overpaid fees.
We understand that many people worry about legal costs, especially when they’re already struggling with care home fees. In certain cases, we may be able to act on a “no win, no fee” basis, meaning there’s no financial risk to you.
Take the First Step and Try Our CHC Calculators Today
We believe that no one should miss out on NHS funding simply because the system is difficult to navigate. Our CHC calculators provide an easy first step in understanding your options, but nothing replaces expert legal advice.
If you’re wanting to claim back care home fees, or you’re unsure if you can claim NHS Continuing Healthcare Funding, try our calculators. You can also contact our CHC specialist, James Urquhart-Burton, for a free initial consultation.
Because when it comes to securing the funding your loved one deserves, knowledge truly is power.
