Help to Buy ISA

You can no longer open a Help to Buy ISA. If you already have a Help to Buy ISA, you can save up to £200 a month.

How much must I have in the account when I want to claim my bonus?

To benefit from the bonus you must have saved at least £1,600 before you can claim the minimum Government bonus of £400.

What is the maximum I can save in the account?

The most you can save is £12,000.00 and the maximum Government bonus you will receive is £3,000.

Can I buy any property and benefit from the bonus?

To qualify for the government bonus, the property you are buying must:

Be in the UK
Have a price of £250,000 or less (with a higher price limit of £450,000 in London)
Be the only home you will own
Be where you intend to live
Be purchased with a mortgage

What can I use my bonus money on?

The money saved in your ISA can be used for your deposit however, the bonus (“free money from the Government”) cannot be used for the deposit due at the exchange of contracts, to pay for conveyancer’s, estate agent’s fees or any other indirect costs associated with buying a home.

When do I get the bonus money?

Once you are confident that your house purchase will be taking place (exchanging contracts and fixing in place a moving in date) you should then close down your ISA account. Your Bank or Building Society will then provide you with a Closing Statement which you must supply to your conveyancer. Your conveyancer will then apply for your Bonus funds via the Government Portal before the day your purchase completes.

Client feedback

Amazing service from start to finish, Our questions were answered quickly and there were no holds up from our side of the house sale what so ever. Would 100% recommend and use in the future. Special thank you to Samantha & Aishah.

Robyn

We were really impressed with the service that we received from both Leasa and Julie. The process was efficient, communication was great and we liked the online portal where you could see the progress of the sale/purchase easily. Despite some delays from our buyer’s solicitor, both Leasa and Julie seemed to push this daily for us to complete on time. We would recommend Winston’s to others and will use them in the future if we move again!

Charlotte

As first-time buyers, we couldn't have asked for a better solicitor. The whole process was explained clearly from start to finish, and every question we had was answered promptly and professionally. They kept us updated throughout, making what could have been a stressful experience feel straightforward and manageable.Michelle's attention to detail, efficiency, and friendly approach gave us complete confidence every step of the way. No question felt too silly! We would highly recommend their services to anyone, especially first-time buyers. Thank you for helping us buy our first home! Thanks, Michelle / George & Annie :)

George

Used Leasa Foster for the sale and purchase of my house after being really pleased with her service from a previous purchase. She is very thorough and also very quick to reply whenever I contact her. I have recommended her to many family and friends over the years and everyone has been really pleased with the service. Highly recommend!

Lucy

We were happy with the process of our house sale and replies to communication were always prompt. We did however experience some delays with the house sale, prolonging the process, but when things were moving - they were smooth.

Kate

Making the process smooth from start to finish. Understandable steps with detail on what’s needed, done in a timely manner, above and beyond service.Sidraa Razaq is the solicitor they dealt my case.

Anonymous

Julie smith was very on the ball and can’t thank you enough

Paul

Winston Solicitors (in particular Samantha Robertson-Strong and Aishah Zahir) were absolutely brilliant to work with. They handled our case perfectly from start-to-finish. We felt we were in very good hands. Each step of the process was very clear, all of our queries were responded to extremely quickly, and every person we spoke/emailed with was friendly and helpful. We would 100% recomend this firm to everyone.

Talia