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Personal injury claims

Interim payments

In claims for compensation, it is often possible to secure payment of part of the award prior to the final settlement of the claim. These payments are generally called interim payments and can be important in providing day-to-day living expenses if the injured person cannot work, or for covering the cost of medical treatment.

Future loss

Claims for damages are normally calculated in relation to those losses and expenses that occurred up to the time of the settlement of the claim or trial, and those that will occur after that date. The latter losses and expenses are referred to as the future loss. This may typically include claims for future loss of income and the cost of future care and accommodation.

Funding

This term is normally used to refer to the method by which a solicitor’s costs are to be paid. For example, funding by a conditional fee agreement or by legal expenses insurance.

Damages

The term damages is normally used to refer to compensation that a person is entitled to receive. It is often divided between general damages for the injury suffered, and special damages, which are the other financial losses and expenses that relate to the accident and injury.

Contributory negligence

Claims for compensation normally rely on the common law of negligence. For example, a car driver owes a common law duty to other road users to drive carefully. In the event of an accident, however, often more than one person is at fault because they have been negligent. In those circumstances, the Court can apportion blame between those involved. This is most often expressed as a percentage. For example, if each party was equally to blame the apportionment of contributory negligence would be 50% to each party.

Conditional fee agreement (‘No win, no fee’)

Agreements between a solicitor and client relating to the payment of the solicitors costs in order to fund your injury claim. The agreement will normally provide that the solicitor will work without payment from the client unless the solicitor is successful in recovering compensation for the client. At this point the solicitor would normally recover his fees from the losing party together with an additional ‘success fee’ for taking the risk of acting without payment in the first place. These agreements are often called no win no fee agreements.

Common law duty

Civil and criminal law is divided into that which arises from specific legislation, such as the Road Traffic Act 1988, and law that has arisen from the decisions of the courts over time. This latter type is known as the common law. Under the common law certain people owe a duty to others. For example, those who drive on the road owe a duty to other road users not to drive in a way that might cause injury to others.

Civil claim

Civil claims arise from disputes between individuals or companies which are resolved by the Courts. For example, somebody injured in a road accident may bring a claim for compensation against the individual who caused the accident. Such claims are dealt with by the Civil Courts as opposed to criminal matters such as drink-driving, theft, assault etc. which are dealt with by the criminal courts.

Occupier Liability claims

Occupier Liability - what is it?

The owners of private properties such as shops, pubs, restaurants, department stores or other venues have a legal duty of care to anyone who visits them. Under Occupier Liability law they are required to ensure that:

  • The premises are reasonably safe.
  • Any specific dangers they are already aware of are highlighted.

How to spot occupier liability

It is not always immediately obvious who owns these kinds of premises – for example if the unit is within a larger shopping centre.

In the first instance, call our team of expert personal injury lawyers to discuss your case in more detail. We can then investigate who is liable if we agree to take on your case.

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Once we have established who is liable, we then need to assess the value of the claim and agree it with the other side. The value of the claim is known as 'Quantum' and comes in two parts – general damages and special damages.

This aspect of the claim is the compensation you receive for your injuries. Every claim is different and will be judged on its own merits.

We will arrange for an independent medical expert to examine you and provide a detailed report on your injuries. They may recommend that another specialist diagnoses or treats you, and we will arrange this for you on a private basis.

You may need to see a number of experts, covering both the physical and psychological impacts of the accident.

This aspect of the compensation covers the losses or expenses you tell us you have suffered as a result of the accident or your injuries.

This includes loss of earnings, prescription costs and travelling expenses. We will assess your claim and bring in other experts if we need to.

  1. Always take photos of where the incident took place.
  2. Report the accident to the relevant people on site where it happened.
  3. Have your injuries diagnosed by your GP or at your local hospital.
  • Generally, you will need to make your claim within 3 years of the accident. If you are under 18 when the accident happens then the 3 years begins on your 18th birthday, giving you until you are 21 to pursue the claim.
  • Remember, the onus is on you to prove any claim.

If you have been injured and think you might have a claim under Occupiers' Liability law, call Amanda on 0113 320 5000 or email ae@winstonsolicitors.co.uk

You do not have to make a claim directly to the responsible party. We will take instructions from you as to the circumstances of the accident and the extent of your injuries. We will then submit your claim to the insurers on your behalf setting out your claim.

The value of your claim will be based on the medical evidence. No claim is settled without your specific authority to do so. This ensures that you keep absolute control of your claim. Compensation is generally divided into two parts:

General Damages

These are damages for pain and suffering including the loss of the ability to do certain tasks, hobbies etc. This award compensates you for the suffering you have encountered usually in its physical form e.g. whiplash, broken leg, strained muscles etc. However, it is also possible to be compensated for psychological distress and conditions such as Post Traumatic Stress Disorder.

Special Damages

You will also receive compensation for specific quantifiable losses attributable to the accident. These include loss of earnings, car hire expenses, care and services, extra expenses (e.g. travel costs incurred going to doctors, hospitals, etc,) damaged clothing, and prescription charges. All we ask is that you keep a note of any expenses, and preferably receipts so that when we eventually calculate your claim for special damages, we will be able to include all relevant items.

If the injuries were the result of a criminal attack then you might be able to claim from the Criminal Injuries Compensation Authority (CICA). We have devised a CICA calculator to give victims an idea as to how much compensation they could be entitled to.

You need professional legal advice to ensure that you receive the maximum amount of compensation due to you. Insurers will attempt to settle your claim at an early stage and often before you have been able to instruct a solicitor. They do this to save legal costs which they otherwise would have to pay and to also secure the lowest settlement award possible.

Most people who make a personal injury claim do so reluctantly. Very little is generally known about the process and there have been many negative news stories in the press in recent years. Claims are progressed through the insurers and not directly with the responsible party.

The length of time varies depending on the complexity of the case. Simple cases can be resolved within 6-12 months, while more serious claims may take longer.

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