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What exactly is an LPA?

A Lasting Power of Attorney (LPA) is a legal document that sets out your wishes and allows you to choose:

  • Who will make decisions / act for you (known as your attorneys)
  • How your attorneys will make decisions (if they make them jointly or jointly in some situations and on their own in others)
  • What decisions are made (you can specify preferences and instructions)

There are two types LPA’s

Property and finance LPA

This type of LPA gives your attorney(s) the ability to:

  • Manage your bank and savings accounts
  • Make or sell investments
  • Pay your bills
  • Buy or sell a property on your behalf

This LPA can be used either only if you lose capacity or as soon as it has been registered (but only with your consent). A property and finance LPA can be a useful way of someone dealing with finances on your behalf, for instance if you needed to go into hospital or went away on holiday.

Health and care LPA

This type of LPA gives your attorney(s) the ability to make decisions about:

  • Your medical treatment including life sustaining treatment
  • Where you live (moving into a care home)
  • Day to day care (diet and daily routine)

A health and care LPA can only be used if you lose capacity.

Planning ahead with you LPA

Many people hold off making an LPA thinking it is a task for the future. Remember that mental capacity can be affected by unforeseen circumstances such as a car accident or illness and not only from a mental illness.

If you do not have an LPA and lost capacity then your loved ones will have to apply to the Court for a deputyship order to allow them to manage your property and finances on your behalf. This is more time consuming and more expensive then setting up your LPA in advance. Health and care deputyship orders are rarely granted.

6 steps to setting up your LPA

Step 1: Your initial appointment

You will make an appointment at our office to discuss what you would like in your LPA. The appointment generally takes around 30 minutes.

Step 2: Drafting your

LPA Once we know exactly what you would like in your LPA then we draft your documents and send them to you in the post.

Step 3: Amendments

You need to review your LPA then contact us with any amendments you may have. At this point we will arrange another appointment.

Step 4: Second appointment

This is your opportunity to go through your LPA at our office and ensure you are happy with the document. Once you have signed your LPA it will be witnessed and dated. In this appointment we will also arrange for the document to be signed by a certificate provider. The appointment generally takes around 30 minutes.

Step 5: Attorney signatures

We will arrange for your attorney(s) to sign the document(s) before we send the document(s) to the Office of Public Guardian (OPG) to be registered.

Step 6: Recorded delivery

Following registration we will send you the original document(s) via recorded delivery.

Costs

One LPA £450 plus VAT Plus OPG fee of £82
Both LPA documents £600 plus VAT Plus OPG fee of £164
Both LPA documents for you and your partner £900 plus VAT Plus OPG fee of £328