Help to Buy ISA

You can no longer open a Help to Buy ISA. If you already have a Help to Buy ISA, you can save up to £200 a month.

How much must I have in the account when I want to claim my bonus?

To benefit from the bonus you must have saved at least £1,600 before you can claim the minimum Government bonus of £400.

What is the maximum I can save in the account?

The most you can save is £12,000.00 and the maximum Government bonus you will receive is £3,000.

Can I buy any property and benefit from the bonus?

To qualify for the government bonus, the property you are buying must:

Be in the UK
Have a price of £250,000 or less (with a higher price limit of £450,000 in London)
Be the only home you will own
Be where you intend to live
Be purchased with a mortgage

What can I use my bonus money on?

The money saved in your ISA can be used for your deposit however, the bonus (“free money from the Government”) cannot be used for the deposit due at the exchange of contracts, to pay for conveyancer’s, estate agent’s fees or any other indirect costs associated with buying a home.

When do I get the bonus money?

Once you are confident that your house purchase will be taking place (exchanging contracts and fixing in place a moving in date) you should then close down your ISA account. Your Bank or Building Society will then provide you with a Closing Statement which you must supply to your conveyancer. Your conveyancer will then apply for your Bonus funds via the Government Portal before the day your purchase completes.

Client feedback

Amazing and Seamless service!Very precise!

Ramendra

Samantha has been brilliant from start to finish. She has kept me updated throughout, and made the process as hassle free as possible for me as a first time buyer.

Jack

Excellent conveyancing service from start to finish. Amr Elshorbagy at Winston Solicitors handled both our sale and purchase with professionalism, efficiency, and clear communication throughout. As overseas clients, we particularly appreciated how well Amr managed communication across time zones—keeping us fully informed, responding promptly, and explaining everything clearly at every stage. He made what can be a stressful process feel straightforward and well controlled. We felt fully supported throughout and would highly recommend Amr to anyone buying or selling a property.

Stacey a

A 5 Star review as from start to finish the team handling the sale of our house have been absolutely fanastic, nothing has been too much trouble, for someone like me that suffers with short term memory and aniexty problem it has been a relief knowing I can pick up the phone and ask questions and not feel embarrassed doing so.Many thanx for all you have done and we will definately be recommending you if anyone asks.

Julian

We have bought & sold a house with Winston solicitors now and they have been amazing both times! Super helpful & speedy with everything they do, keeping us in the loop at all times! 100% recommend, thank you so much for all your help :)

Charlie

Everything was perfect - great helpful staff-Joe is a star and very patient.

Anonymous, West Yorkshire

Thank you so much to Samantha and the team for all their help towards my property purchase, especially dealing with challenges.

Anonymous, West Yorkshire

With Winston Solicitors, and Sidraa specifically, we felt that we were in safe hands throughout the entire process of buying our first home. Whenever something cropped up which was stressful or unexpected, Sidraa was amazing and made it as smooth as possible. As first time buyers we didn't know a great deal about the process, but felt confident that Sidraa had our best interests at the forefront of the transaction, ensuring that we didn't proceed further with anything until she was absolutely satisfied with all enquiries and documents which we would never have known to ask for. I would recommend to anyone and everyone.

Amy a