Help to Buy ISA

You can no longer open a Help to Buy ISA. If you already have a Help to Buy ISA, you can save up to £200 a month.

How much must I have in the account when I want to claim my bonus?

To benefit from the bonus you must have saved at least £1,600 before you can claim the minimum Government bonus of £400.

What is the maximum I can save in the account?

The most you can save is £12,000.00 and the maximum Government bonus you will receive is £3,000.

Can I buy any property and benefit from the bonus?

To qualify for the government bonus, the property you are buying must:

Be in the UK
Have a price of £250,000 or less (with a higher price limit of £450,000 in London)
Be the only home you will own
Be where you intend to live
Be purchased with a mortgage

What can I use my bonus money on?

The money saved in your ISA can be used for your deposit however, the bonus (“free money from the Government”) cannot be used for the deposit due at the exchange of contracts, to pay for conveyancer’s, estate agent’s fees or any other indirect costs associated with buying a home.

When do I get the bonus money?

Once you are confident that your house purchase will be taking place (exchanging contracts and fixing in place a moving in date) you should then close down your ISA account. Your Bank or Building Society will then provide you with a Closing Statement which you must supply to your conveyancer. Your conveyancer will then apply for your Bonus funds via the Government Portal before the day your purchase completes.

Client feedback

I found Sidraa to be very thorough, proactively raising questions about the conveyance even before I had asked her myself. All communication was clear and regular updates provided, which was very helpful.It was a stressful process (what house move isn’t!)due to an issue dragging on, no fault on the Solicitors’ part but meant exchange and completion in quick succession! Ultimately, Sidraa and Tom worked very hard to achieve the completion date everyone wanted so thank you 🙏

Dorothy

Leasa and the team at Winston solicitors have been really good. Leasa was very thorough in her work helping me with my house purchase. I can highly recommend her and Winston solicitors for conveyancing.

Maria

Winston Solicitors are the best solicitor firm I have dealt with. They helped sell my house. Sidraa and Tom were always communicating with me and turned things round quickly when I was going out of the country. I would definitely use them again and that’s not the case usually with solicitor firms.

Rob

Quick working & lovely solicitors. Would definitely recommend :)

Ben

Samantha was always very helpful, I frequently had questions as a first time buyer so would regularly call just to ask what things meant on the various forms and documents I had to sign. I would either get through to Samantha herself or to Paulo so there was always someone available. I would only say that as a first time buyer I was very naive to the process, and only found out I had missed an important step in the mortgage application through a reminder from Winstons asking if I had done it yet. Otherwise a very positive experience overall.

Anonymous

I cannot praise Winston Solicitors highly enough,I would recommend them to anyone buying or selling their property. They were very professional and very supportive at all times. I would like to take this opportunity to thank Sidraa Razaq and Tom Mcllroy for their professionalism and patience at all times.

JANET

Samantha is simply the best!

Derek

I'm extremely satisfied with the service provided. The quoted cost was adequate and not overpriced. Very responsive personnel which resulted in a very quick purchase. Thank you Leasa - November 2025

Dayana D, Yeovil