Help to Buy ISA

You can no longer open a Help to Buy ISA. If you already have a Help to Buy ISA, you can save up to £200 a month.

How much must I have in the account when I want to claim my bonus?

To benefit from the bonus you must have saved at least £1,600 before you can claim the minimum Government bonus of £400.

What is the maximum I can save in the account?

The most you can save is £12,000.00 and the maximum Government bonus you will receive is £3,000.

Can I buy any property and benefit from the bonus?

To qualify for the government bonus, the property you are buying must:

Be in the UK
Have a price of £250,000 or less (with a higher price limit of £450,000 in London)
Be the only home you will own
Be where you intend to live
Be purchased with a mortgage

What can I use my bonus money on?

The money saved in your ISA can be used for your deposit however, the bonus (“free money from the Government”) cannot be used for the deposit due at the exchange of contracts, to pay for conveyancer’s, estate agent’s fees or any other indirect costs associated with buying a home.

When do I get the bonus money?

Once you are confident that your house purchase will be taking place (exchanging contracts and fixing in place a moving in date) you should then close down your ISA account. Your Bank or Building Society will then provide you with a Closing Statement which you must supply to your conveyancer. Your conveyancer will then apply for your Bonus funds via the Government Portal before the day your purchase completes.

Client feedback

Great to deal with, quick replies to questions, would definitely recommend.

Megan

This team is really well organised, professional and thorough.My family have now used the Conveyancing service, both as Buyer and Seller, numerous times and have been extremely impressed and satisfied. They use simple and effective tools for great communication so you know the status at anytime and don't have to chase to find out. I would recommend Winston Solicitors without hesitation.

Marnie

I have just purchased my first property and used Winston Solicitors after being recommended by my Mortgage Advisor. I dealt with Samantha and Michelle who were amazing throughout the whole journey. They kept me informed of all steps throughout and responded to any queries in a timely manner. They also had an app where you could see progress and what the next steps would be which helped a lot for someone who didn’t know what to do. From putting my offer in to completed took around 8 weeks (no chain). Would highly recommend and I will definitely use them again in the future.

Mattheuw

Winston Solicitors were absolutely amazing! This was our second time moving house with Leasa and Julie and we genuinely cannot imagine the moving process without them! They were so friendly, kept us up to date throughout the whole process (without any legal jargon!) and kept communication open up and down the chain to ensure we had a quick and easy move (with 5 houses in the chain this was no mean feat!) Leasa and Julie went above and beyond, were always accessible via email and telephone, and there was never any need to “chase” because they were both so on top of everything! Words can’t express our gratitude for all the support they gave us in helping us move to our dream home. Thank you both so much!

Sophie

I'm really pleased with the work done so far,I'm proud and happy to use the Winston solicitors

Omonigho

Winston Solicitors have acted for me on many occasions for the conveyancing of property purchases and remortgages. I can't recommend Leasa Foster and her team enough. They make the transactions run very smoothly. They are clear with the information they provide to me, they are clear with the information they expect from me, and they are very thorough.

Sarah

Sidra is an exceptional solicitor who truly goes above and beyond! From the moment I instructed her, she was proactive, responsive, and incredibly knowledgeable. Her expertise and dedication ensured that my house purchase was handled with utmost care and efficiency. Sidra's professionalism, attention to detail, and friendly demeanor made a potentially stressful process remarkably smooth. I highly recommend Sidra to anyone in need of a reliable and skilled solicitor. Five stars isn't enough - she's truly outstanding!

Qasim

Your services is simply the best. I will always recommend you any day to my friends.

Omonigho