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Help to Buy ISA

You can no longer open a Help to Buy ISA. If you already have a Help to Buy ISA, you can save up to £200 a month.

How much must I have in the account when I want to claim my bonus?

To benefit from the bonus you must have saved at least £1,600 before you can claim the minimum Government bonus of £400.

What is the maximum I can save in the account?

The most you can save is £12,000.00 and the maximum Government bonus you will receive is £3,000.

Can I buy any property and benefit from the bonus?

To qualify for the government bonus, the property you are buying must:

  • Be in the UK
  • Have a price of £250,000 or less (with a  higher price limit of £450,000 in London)
  • Be the only home you will own
  • Be where you intend to live
  • Be purchased with a mortgage

What can I use my bonus money on?

The money saved in your ISA can be used for your deposit however, the bonus (“free money from the Government”) cannot be used for the deposit due at the exchange of contracts, to pay for conveyancer’s, estate agent’s fees or any other indirect costs associated with buying a home.

When do I get the bonus money?

Once you are confident that your house purchase will be taking place (exchanging contracts and fixing in place a moving in date) you should then close down your ISA account. Your Bank or Building Society will then provide you with a Closing Statement which you must supply to your conveyancer. Your conveyancer will then apply for your Bonus funds via the Government Portal before the day your purchase completes.

Client feedback

I was delighted with Michelle's knowledge, timeliness and standard of service. Would happily return for any future conveyancing work
Mr Hughes
I just want to thank Leasa at Winston solicitors. She has been absolutely amazing and I could not reccomend enough. Our emails and phone calls always responded to so quickly and she really pushed our sale through I believe if it wasn’t for her we would still be in the process of moving now. Being first time buyers we were a-bit clueless but leasa explained everything so well. I would 10000% use Winston solicitors again and reccomend to anyone and everyone.
Maisi
I would like to express my sincere appreciation for the outstanding service provided by Winston Solicitors. From the very beginning, their professionalism, dedication, and commitment to supporting me throughout the entire process were clearly evident.One of the aspects I valued the most was their constant support and availability whenever I needed guidance. The team was always approachable, patient, and willing to explain every step in a clear and reassuring manner. This made what could have been a stressful process much easier to manage.Their communication was excellent throughout. I consistently received timely responses, clear explanations, and regular updates about the progress of my case. I never felt uncertain about what was happening, as they made sure I was well informed at every stage. This level of transparency gave me a great deal of confidence and peace of mind.I was also particularly impressed by their efficient use of modern software systems to keep clients updated. The ability to track progress and receive notifications made the entire process smooth, organised, and convenient. It clearly shows their commitment to using technology to improve client experience and ensure everything moves forward efficiently.Another key strength was their support in decision making in my difficult situation. They took the time to carefully explain the available options, outline the possible outcomes, and provide professional advice that helped me make informed decisions. Their guidance was invaluable and demonstrated both their expertise and genuine commitment to achieving the best possible outcome for their clients.Overall, I am extremely satisfied with the service I received from Winston Solicitors. Their professionalism, clear communication, regular updates, and client-focused approach truly set them apart. I would highly recommend their services to anyone looking for reliable, supportive, and efficient legal representation. I am haviing a good propery my own becouse of Winston Solicitors
Mrs Varghese
Leasa was fantastic, she always responded quickly to emails and kept us fully informed throughout the process. I wouldn't hesitate to use Winston Solicitors again for future house sales/purchases.
Amy
I would like to sincerely thank Winston Solicitors for their excellent support and professionalism. Their team was very helpful, understanding, and supportive throughout the whole process.I truly appreciate the time and effort they gave to my case, and they always communicated clearly and respectfully. I felt confident knowing my matter was in good hands.I highly recommend Winston Solicitors to anyone looking for reliable and professional legal support. Thank you again for everything.
Yemane
Excellent customer service, prompt replies to queries and we were kept fully up to date on the whole process. Would highly recommend.
John
Very helpful and responsive on our house sale. Always easy to get hold of and converse with a real person. Also competitively priced. Would definitely use them again and would recommend.
Clare
Our experience with Winston Solicitors during the sale of our family home was excellent. Communication was smooth and given this was our first time selling they were on hand to guide us throught he process. We would highly recommend them for anyone considering.
David
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